Preferred and Excluded Classes

Submitting Milnco Preferred Classes of Business = quicker turnaround time on your requests!

Construction/Contractors - small to mid size contractors, including but not limited to:
- Builders' Risk/Course of Construction
- Carpenters
- Concrete/Masonry
- Electricians
- Excavation
- HVAC/Plumbers
- Road Builders
- Sheet metal
- Welders

Excess and Umbrella Liability
- Stand Alone available
- Excess Liability for Hospitality risks

Hospitality
- Breweries and Micro Breweries
- Hotels/Motels (FUS 1-7)
- Licensed and unlicensed restaurants
- Pubs, Lounges, Sports bars

Manufacturing, including but not limited to:
- Bakeries
- Food & beverage
- Frozen foods
- Furniture
- Machine shops
- Metal products manufacturing
- Woodworkers' (FUS 1-4, sprinklered with dust collection system)

Residential Realty
- Apartments acceptable (Residential Condominiums are not a target class)

Retail, including but not limited to:
- Convenience stores
- Gas stations
- Mercantile

Snow Removal Contractors with LESS than $400,000 Gross Revenue and excluding public roads
Recyclers and Garbage Collection
Rooming Houses, Student Housing or Shared accommodations, Air BnB
Cannabis related risks, including building ownership with tenant occupancy
Vape/Ecig, Hookah or Sheesha operations or exposure
Farming Operations, including Hobby Farms
Transportation - Automobile, Fleets, Cargo
Tire storage or retreading
Liability for Night Clubs
Alarm or Sprinkler Installation, maintenance or monitoring
Personal Lines in all provinces EXCEPT MB and SK
Personal Lines Automobile