Hospitality - Bars and Restaurants

Milnco Insurance has collaborated with United States Liability Insurance (USLI) to provide quick quotes on the below listed products - any way you prefer!

Phone/Online Instant Quotes are not available for risks located in New Brunswick, Northwest Territories, Nunavut and Quebec.

Phone Quotes in less than 5 minutes

• Call 1-888-216-5838 for your Instant Quote!
• Available Monday-Friday 1 am to 8 pm EST and Saturday 9 am to 1 pm EST

Online Instant Quotes

• Available Online 24/7
• Complete the online application!
• Full Product descriptions and highlight sheets are found below

Hospitality - Bars and Restaurants

• Broad appetite and eligibility for risks including
  • Bars, sports bars, taverns and wine Bars
  • Breweries and micro breweries
  • Licensed and non licensed restaurants
  • High-end restaurants featuring an extensive wine bottle list
  • Fast food restaurants, food court restaurants and diners
• New ventures acceptable
• Alcohol receipts up to 100 percent
  • if over 50% liquor, not available for on line quoting. Complete app and submit to commercial@milnco.ca
• Nightclubs - property coverage only available
• Employing bouncers, security or doorpersons acceptable
• General Liability up to $5,000,000 occurrence/$5,000,000 aggregate
  • No General Liability deductible
• Liquor Liability deductible is $0
• Assault or battery coverage included or offered as a buyback option

Hospitality - Bar Highlight Sheet

Hospitality - Restaurant Highlight Sheet

How to Obtain your Quote

• Call 1-888-216-5838 for phone quote
• Click here for online instant quote
• Email completed Bar or Restaurant Application to commercial@milnco.ca

How to Bind your Milnco/USLI Online or Phone Quote

• Coverage is not bound until USLI and Milnco confirm bound
• Coverage requested bound outside of Milnco office hours will not be forwarded to USLI for binding until the following business day
  • Milnco office hours are Monday to Friday, 8:30 am to 4:30 pm CST and we are closed for all Statutory Holidays
• Ensure you have completed the "Prior to Bind" items and check boxes within the quote
• Email a copy of the quote and all bind items to commercial@milnco.ca with "BIND USLI - NAMED INSURED" in the subject line
  • NOTE: Request to bind can only be done through Milnco
• Provide confirmation of the Insured's mailing address (if quote was done without this being provided)
• Confirm name/address for any additional insured's/loss payees
• Confirm if the Insured is choosing Agency Bill, or Direct/Company Bill.
  • Please reiterate to your insured that the Direct/Company Bill option is not an automatic withdrawal payment plan. The Insured will have to initiate their payments directly with USLI