Business and Professional Services
Milnco Insurance provides comprehensive coverage for your business and professional services clients. From retail to office exposures our underwriters are ready to work with you to provide coverage best suited to your client's needs.
We will consider all construction classes, all FUS town grades for non-frame construction and can lead, quote 100% or provide non lead capacity.
Target Business:
- Convenience Stores
- Gas Stations
- Office (Accounting, Doctors, Lawyers, etc.)
- Retail
- Wholesalers & Distributors
- TIV less than $10,000,000 for frame risks
Product Highlights:
- Broad Form / Replacement Cost for qualified risks
- Business Interruption
- Equipment Breakdown Coverage
- Crime Coverage
- Milnco Commercial Property Plus Enhancement - including, but not limited to
- Business Contents Seasonal Increases
- Consequential Loss
- Accounts Receivable
- Professional Fees
- Valuable papers
- Building By Laws
- Blanket Glass
- Outdoor Signs
- Commerical General Liability (Occurrence basis), includes but not limited to
- Bodily Injury and Property Damage
- Personal and Advertising Liability
- Medical Expense
- Tenant's Legal Liability
- Broad Form Completed Operations
- Additional Insured - Blanket
- Optional Commerical General Liability coverages available including but not limited to
- Non Owned Automobile
- Employee Benefits Liability
- Employers Liability
- Transfer of Rights of Recovery / Waiver of Subrogation (Blanket)
- Forest & Prairie Fire Fighting Expense
- Limited Pollution Liability
- Rip & Tear Coverage
- Hoist Collision
- Product Recall Expense
- Manufacturer's Errors & Omissions
- Contractor's Faulty Work Liability
- Milnco Liability Extension Endorsement - including, but not limited to
- Employee Benefits Liability Coverage
- Employment Practices Liability
- Non Owned Automobile, including SEF 94, SEF 96 and SEF 99
- Product Recall Expense Coverage
- Fungi, Fungi and Fungal Derivatives Extension
- Cyber, Data and Privacy Enhancement coverage for qualified risks
- Optional Full Cyber coverage
- Legal Expense coverage
