Hospitality
Today's hotels and restaurants go out of their way to make their customers feel right at home. At Milnco Insurance, our goal is to provide that same peace of mind for your clients.
We will consider all construction classes, all FUS town grades for non-frame construction and can lead, quote 100% or provide non lead capacity.
Target Business:
- Risks located in FUS 1-7
- Restaurants
- Hotels / Motels
- Craft breweries and micro breweries
- Licensed and non licensed restaurants
- High-end restaurants featuring an extensive wine bottle list
- Pubs, Lounges, sports bars, taverns and wine Bars (with less than 40% on sale liquor receipts)
- for risks with more than 40% liquor receipts Click here for USLI online instant quote
- Motels
- Bed and Breakfast
- TIV less than $10,000,000
Product Highlights:
- Broad Form / Replacement Cost for qualified risks
- Milnco Property Package Extension Endorsement - including, but not limited to
- Stock Spoilage
- Accounts Receivable
- Valuable papers
- Building By Laws
- Equipment Breakdown
- Hospitality Plus Endorsement for Business Interruption
- Food Contamination Coverage
- Tips Extension
- Milnco Liability Extension Endorsement - including, but not limited to
- Occurrence Basis
- Tenant's Legal Liability
- Medical Expense
- Personal Injury and Advertising Injury
- Non Owned Automobile, including SEF 94, SEF 96 and SEF 99
- Fungi, Fungi and Fungal Derivatives Extension
- Optional Crime
- Cyber Bolt On coverage for qualified risks
- Optional Full Cyber coverage
- Optional Legal Expense coverage
