Hospitality
Today's hotels and restaurants go out of their way to make their customers feel right at home. At Milnco Insurance, our goal is to provide that same peace of mind for your clients.
We will consider all construction classes, all FUS town grades for non-frame construction and can lead, quote 100% or provide non lead capacity.
Target Business:
- Risks located in FUS 1-7
- Restaurants
- Hotels / Motels
- Craft breweries and micro breweries
- Licensed and non licensed restaurants
- High-end restaurants featuring an extensive wine bottle list
- Pubs, Lounges, sports bars, taverns and wine Bars (with less than 40% on sale liquor receipts)
- for risks with more than 40% liquor receipts Click here for USLI online instant quote
- Bed and Breakfast
Product Highlights:
- Broad Form / Replacement Cost for qualified risks
- Business Interruption Coverage
- Hospitality Plus Endorsement for Business Interruption
- Food Contamination Coverage
- Tips Extension
- Milnco Property Package Extension Endorsement - including, but not limited to
- Business Contents Seasonal Increases
- Consequential Loss
- Accounts Receivable
- Professional Fees
- Valuable papers
- Building By Laws
- Blanket Glass
- Outdoor Signs
- Equipment Breakdown Coverage
- Crime Coverage
- Commerical General Liability (Occurrence basis), includes but not limited to
- Bodily Injury and Property Damage
- Personal and Advertising Liability
- Medical Expense
- Tenant's Legal Liability
- Broad Form Completed Operations
- Additional Insured - Blanket
- Optional Commerical General Liability coverages available including but not limited to
- Non Owned Automobile
- Employee Benefits Liability
- Employers Liability
- Innkeeper's Liability
- Transfer of Rights of Recovery / Waiver of Subrogation (Blanket)
- Forest & Prairie Fire Fighting Expense
- Limited Pollution Liability
- Rip & Tear Coverage
- Hoist Collision
- Product Recall Expense
- Manufacturer's Errors & Omissions
- Contractor's Faulty Work Liability
- Milnco Liability Extension Endorsement - including, but not limited to
- Employee Benefits Liability Coverage
- Employment Practices Liability
- Non Owned Automobile, including SEF 94, SEF 96 and SEF 99
- Product Recall Expense Coverage
- Fungi, Fungi and Fungal Derivatives Extension
- Cyber, Data and Privacy Enhancement coverage for qualified risks
- Optional Full Cyber coverage
- Legal Expense coverage
