Contractors
Milnco Insurance has a comprehensive package policy for your Contractors to ensure all your clients needs are met.
Target Business:
- All Trade Contractors (Electricians', Drywallers', Glaziers, Mechanic's, Etc.)
- HVAC / Plumbers
- Oil & Gas Contractors
- Lease Site Service Contractors
- Pipeline Construction Contractors
- Road Building and Road Maintenance Contractors
- Excavation and Quarrying Contractors
- Range Safety Control Officers
- Pilot Truck Operators
- General Construction Contractors
- Snow Removal Contractors - excluding public roads
- minimum premium $19,500 AB, BC, MB, SK
- minimum premium $32,500 ON
- minimum $400,000 snow removal gross receipts
Product Highlights:
- Up to $10,000,000 Liability limit available ($5M Primary, $5M Umbrella/Excess)
- Stand Alone or Package Policies available
- Liability Includes but not limited to
- Bodily Injury and Property Damage
- Personal and Advertising Liability
- Medical Expense
- Tenant's Legal Liability
- Employee Benefits Liability
- Employers Liability Coverage
- Broad Form Completed Operations
- Contractor's Faulty Work Coverage
- Transfer oif Rights of Recovery (Waiver of Subrogation) - Blanket
- Additional Insured Coverage - Blanket
- Non Owned Automobile Coverage
- Milnco Liability Extension Endorsement
- Optional coverages available including but not limited to
- Forest & Prairie Fire Fighting Expense
- Limited Pollution Liability
- Rip & Tear Liability
- Hoist Collision
- Riggers Liability
- Product Recall Expense
- Limited Fungi or Spores Liability
- Property Coverage available including
- Contractor's Equipment and Tools
- Replacement Cost on qualified risks
- Contractor's Plus Extension providing coverage for
- Contract Penalty
- Deferred Payments
- Expediting Expense
- Lost Key Coverage
- Security Guard Charges
- Signs at Project Sites
- Rented or Leased Equipment
- Loss of Use Additional Coverage
- Ice & Keg
- Installation Floater
- Cyber, Data and Privacy Enhancement for qualified risks
- Legal Expense coverage
